Buy CryptoMarketsSpotFuturesBTCEarnEvent CenterRewards Hub
More
Sign Up
MEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spotMEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spot
Learn/Trading Guide/Spot/MEXC Loans is Now Live!

MEXC Loans is Now Live!

Author: MEXC
Beginner
Sep 21, 2026MEXC
3 min
#Beginners
SynFutures
F$0.00384+1.82%
UMA
UMA$0.4104+1.10%
Cardano
ADA$0.2555+3.23%
PortugalNationalTeam
POR$0.07835-1.23%

MEXC Loans is a cryptocurrency lending solution introduced by MEXC. MEXC Loans allows users to collateralize one of their cryptocurrency assets to borrow another that they can then use for spot trading, derivatives, high-yield investment, or withdrawal.

MEXC Loans has officially launched. You can visit the MEXC official website to participate and experience it yourself. With secure and convenient borrowing, MEXC Loans allows you to freely manage your cryptocurrency assets, whether for fund turnover or investment. MEXC's borrowing solution will meet your needs, providing a flexible and tailored approach to cryptocurrency management.

How to Participate in MEXC Loans


MEXC Loans is currently available on both the website and app.

Website


Open the MEXC official website and log in. Then go to Earn → MEXC Loans in the top navigation bar.

On the MEXC Loans page, you can see the currently supported collateral and loan currencies. For demonstration purposes, we will pledge BTC to borrow USDT. Click on Borrow Now to proceed.


Enter the desired loan amount in USDT, and the corresponding quantity of BTC that you need to pledge will be displayed on the page. Choose the loan period, check the box to agree to the "MEXC Loans Terms and Conditions," and click Confirm Borrow.

If the BTC quantity in your collateral amount is not sufficient to secure the desired amount of USDT to be borrowed, you can transfer additional BTC from your Futures or Fiat accounts.


After successfully borrowing, you can find this outstanding loan in My Loans.

If you have multiple orders with different statuses, you can check them separately in Outstanding, Repaid, and Repayment History.


It's important to note that you should pay attention to your loan period and repay the loan within the repayment deadline after it expires; otherwise, overdue interest will be incurred. Currently, MEXC Loans allows early repayment without any penalties.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

App


On the MEXC App homepage, tap on More in the area below the carousel, then under the Earn tab, select MEXC Loans.

On the MEXC Loans page, you can see the current supported collateral and loan cryptocurrencies. For demonstration purposes, we will pledge BTC to borrow USDT. Tap Borrow Now.


Enter the desired loan amount in USDT, and the corresponding quantity of BTC that you need to pledge will be displayed on the page. Choose the loan period, check the box to agree to the "MEXC Loans Terms and Conditions," and tap Confirm Borrow.

If the BTC quantity in your collateral amount is not sufficient to borrow the desired amount of USDT, you can transfer additional BTC from your Futures or Fiat accounts.


After successfully borrowing, you can find this MEXC Loans order under My Loans.

If you have multiple orders with different statuses, you can check them separately in the Outstanding, Repaid, and Repayment History sections.


It's important to note that you should pay attention to your loan period and repay the loan within the repayment deadline after it expires; otherwise, overdue interest will be incurred. Currently, MEXC Loans allows early repayment without any penalties.

There is an upper limit on the total borrowable amount in the MEXC Loans pool. When the "Total Borrowable" balance in the pool reaches 0, others won't be able to take out loans.

Disclaimer: Cryptocurrency trading involves significant risks. This information does not provide advice on investment, tax, legal, financial, accounting, consultancy, or any other related services, nor is it a recommendation to buy, sell, or hold any assets. MEXC Learn provides information for reference only and does not constitute investment advice. Please ensure a thorough understanding of the risks involved and invest cautiously. All user investment actions are independent of this platform.


Market Opportunity
SynFutures Logo
SynFutures Price(F)
$0.00384
$0.00384$0.00384
+1.26%
USD
SynFutures (F) Live Price Chart

Popular Articles

View More
How to Trade an IPO on MEXC: Choosing the Right Product Before, During and After Listing

How to Trade an IPO on MEXC: Choosing the Right Product Before, During and After Listing

An IPO is three stages, not one moment. Before listing, Pre-IPO Launchpad provides event-based exposure while Pre-IPO Futures trade valuation expectations. At the offering, IPO Launchpad and IPO

Author: James Mitchell
LITEON vs LITE: What's the Difference Between Tokenized Lumentum and Lumentum Stock?

LITEON vs LITE: What's the Difference Between Tokenized Lumentum and Lumentum Stock?

Summary LITE and LITEON are both connected to Lumentum Holdings Inc., but they are different financial instruments. LITE is Lumentum's common stock listed on Nasdaq. LITEON, also styled LITEon, is an

Author: Sarah Chen
Are Tokenized Deposits Real Bank Deposits? Canada’s OSFI Gives Banks a Clear Answer

Are Tokenized Deposits Real Bank Deposits? Canada’s OSFI Gives Banks a Clear Answer

If a bank takes a conventional customer deposit and represents it as a token on blockchain infrastructure, what does the customer actually own? A crypto token? A stablecoin? Or the same bank deposit

Author: Priya Sharma
MEXC Card: Supported Countries, Restricted Regions & What KYC Actually Requires

MEXC Card: Supported Countries, Restricted Regions & What KYC Actually Requires

If you want a crypto card and you are tired of applications that ask for pay slips and credit reports, the MEXC Global Card asks for far less. It also asks for one thing most people get wrong: the

Author: MEXC

Hot Crypto Updates

View More
Cardano's Van Rossem Hard Fork Is Live: What Protocol Version 11 Means for the ADA Price Key Takeaways

Cardano's Van Rossem Hard Fork Is Live: What Protocol Version 11 Means for the ADA Price Key Takeaways

Cardano activated the Van Rossem hard fork on Saturday, July 18, 2026 at around 21:44 UTC, moving the network to Protocol Version 11 with no downtime beyond a brief block gap. It is the first hard

Author: OoJae
Cardano (ADA) Price Prediction: Market Forecast and Analysis

Cardano (ADA) Price Prediction: Market Forecast and Analysis

Understanding the price prediction of Cardano (ADA) gives traders and investors a forward-looking perspective on potential market trends. Cardano price predictions aren't guarantees, but they provide

Author: MEXC
Cardano (ADA) 7-day Price Change

Cardano (ADA) 7-day Price Change

The Latest Cardano (ADA) price reflects the ongoing development and adoption of this Layer 1 blockchain platform. In this article, we'll examine its current market position, recent performance

Author: MEXC
Cardano (ADA) Latest Price: Fresh Market Updates

Cardano (ADA) Latest Price: Fresh Market Updates

The crypto market changes minute by minute, and the latest Cardano (ADA) price offers the most up-to-date snapshot of its value. In this article, we highlight the newest movements, fresh data from

Author: MEXC

Trending News

View More
Robinhood Stock Tokens Hit $10.4B: Is DeFi Repricing Equities?

Robinhood Stock Tokens Hit $10.4B: Is DeFi Repricing Equities?

Robinhood Stock Tokens have generated approximately $10.4 billion in spot DEX trading volume over the past 30 days, highlighting how quickly tokenized equity exposure is moving from brokerage-style ac

Stablecoin Adoption: Why Bank-Level Protection Matters

Stablecoin Adoption: Why Bank-Level Protection Matters

Stablecoin adoption may depend less on blockchain technology than on whether consumers receive protections they already associate with banks and card networks. Visa’s Money Travels 2026 research found

ZEC Price Breaks $1,650 as Zcash Rally Gains New Catalysts

ZEC Price Breaks $1,650 as Zcash Rally Gains New Catalysts

ZEC briefly broke above $1,650 as a new European ETP, short liquidations, NU7 expectations and stronger shielded activity supported demand.

How to Link a MEXC Card to TenPayGo

How to Link a MEXC Card to TenPayGo

Learn how to link a MEXC Card to TenPayGo, complete card verification, use Apple Pay as an alternative, and fix common binding errors.

Related Articles

View More
Must-Read for New Users! 11 MEXC Spot Trading FAQs

Must-Read for New Users! 11 MEXC Spot Trading FAQs

As the cryptocurrency market rapidly develops, spot trading has gradually become the preferred entry point into the digital asset world for many investors, especially beginners. Spot trading offers ad

Author: MEXC
Spot Market Trading Rules

Spot Market Trading Rules

In cryptocurrency spot trading, beyond price analysis and strategy selection, understanding and following the trading platform's market rules is equally crucial. For MEXC users, each trading pair not

Author: MEXC
What is a Limit Order?

What is a Limit Order?

In the cryptocurrency market, limit orders serve as a critical trading mechanism, enabling investors to exercise precise control over the execution price of their trades.1. What Is Limit Order?1.1 Def

Author: MEXC
What are Take-Profit/Stop-Loss Orders? Your Automated Tool for Risk Management and Profit Locking

What are Take-Profit/Stop-Loss Orders? Your Automated Tool for Risk Management and Profit Locking

1. What Is a Take-Profit/Stop-Loss Order? A Take-Profit/Stop-Loss order lets users set a trigger price in advance, along with the price and quantity to buy or sell once the trigger is reached. When th

Author: MEXC
Sign Up on MEXC
Sign Up & Receive Up to 10,000 USDT Bonus
What's Your Wall Street DNA?
What's Your Wall Street DNA?What's Your Wall Street DNA?
6 personas. Everyone wins a share of $30K in NVDAX.

Join the MEXC Community

Get the latest listings, events, and updates in real time, straight from our official Telegram channel.

25k+ members