XRP and Ethereum have not been a smooth journey for this year. The XRP price is at around $1.03, which is down by about 74% from its price of $4.00 from late-2025, while the current ETH price is at $1,545, which is 72% lower than its previous peak of $5,600.
The reason for such a case can be attributed to the fact that both cryptocurrencies are under similar circumstances. Stagnant prices caused by low inflation, outflows of ETFs, and negative market sentiment have caused a decline in prices even as the two technologies are constantly upgrading themselves.
This poses an important question: where might XRP and Ethereum finish 2026? We asked ChatGPT for its opinion by analyzing the most recent market information and network updates.
This weakness is not specific to only XRP and Ethereum. Even the entire cryptocurrency market has been under some performance strain, with the overall market cap down by over 3% amid the most recent sell-off due to expectations of sustained high U.S. interest rates.
The other cryptoasset under constant selling pressure is Ethereum. Spot Ethereum ETFs in the United States have seen net outflows of about $260 million this past week, signaling six consecutive weeks of outflows. On top of that, $10.63 billion of Ethereum options expiry has caused additional pressures for traders.
XRP has faced a similar environment. Bitcoin ETF products recorded nearly $696 million in outflows in a single day, pulling liquidity out of the broader crypto market. XRP also saw close to $39 million in leveraged long liquidations, accelerating the decline.
ChatGPT sees room for the XRP price to recover during the second half of 2026, but it expects the move to be gradual instead of a rally. There are a few reasons behind that view. Ripple is continuing work on major XRP Ledger upgrades, including its roadmap for quantum-resistant security, with testing already in progress.
Source: ChatGPT
Developers are also preparing native lending features that could expand how the network is used. On the regulatory side, the proposed CLARITY Act remains one of the biggest catalysts, as it could give institutions greater confidence to invest in XRP.
Having a closer look at the XRP daily chart, we can see that the technical outlook continues to be bearish for the time being. XRP is trading around $1.03, down by about 22% from its 100-day simple moving average level of $1.32.
Source: TradingView
The current RSI level for XRP is about 29.4, indicating that XRP is oversold, even though bulls have not been able to change the trend. Considering all the above information, we can say that the expected price for XRP by the end of 2026, according to ChatGPT, will be around $1.80. With support near $1.00 holding, it could still move up to the $1.50-$2.00 levels.
ChatGPT believes Ethereum has a realistic path to recover before the end of 2026, although it expects the climb to happen gradually. A lot depends on the network’s upcoming upgrades.
Source: ChatGPT
Developers are preparing the Glamsterdam and Hegota hard forks, which are expected to improve transaction processing, increase network capacity, and make Ethereum more efficient. Institutional investors have also continued adding ETH to their holdings, and clearer regulations could provide another boost if market conditions improve.
The ETH daily chart was analyzed, and the prevailing trend remains bearish. The ETH price is trading around $1,545, which is well below the 100-day SMA of $2,072 by more than 25%. The daily RSI indicator is reading at about 29.2, indicating oversold condition due to constant selling.
Source: TradingView
According to ChatGPT, $1,500 is a key level to focus on. Provided that buyers will continue defending the support level and the upgrades for Ethereum will be released, the Ethereum price may rally back to the $2,400-$2,800 range by the end of 2026, with the most likely target being $2,600.
Read Also: ChatGPT Predicts XRP Price if Bitcoin Crashes Below $50,000 for the First Time Since 2024
For XRP, the $1.00 level remains the key area to defend. Losing that support could expose $0.80, while any sustained recovery would first need to push above $1.32, where the 100-day moving average now is.
Ethereum faces a similar challenge. The first important support is around $1,500, followed by $1,200 if sellers remain in control. On the upside, $2,072 remains the first major resistance, matching the declining 100-day moving average.
ChatGPT predicts both cryptocurrencies could move well beyond their end-of-2026 targets if the next crypto bull cycle develops. For XRP, continued XRPL upgrades and stronger institutional adoption could support a move into the $4 to $6 range.
It is believed that the potential of Ethereum may be greater in the case where network upgrades increase user base and institutional demand grows. In such a case, ChatGPT considers that ETH price will reach the range of $6,000-$8,000 again.
ChatGPT doesn’t think the story ends with its end-of-2026 forecasts. If the next crypto bull market kicks off, both XRP and Ethereum could trade much higher. For the XRP price, ChatGPT sees a move into the $4 to $6 range as possible. That outlook depends on continued XRP Ledger upgrades, more regulatory clarity, and stronger institutional participation, especially if XRP-related investment products become more widely available.
Ethereum also has plenty of upside in ChatGPT’s view. If the Glamsterdam and Hegota upgrades roll out as planned and institutional demand picks up again, the ETH price could climb back into the $6,000 to $8,000 range during the next major rally.
Of course, neither asset is there yet. Both XRP and Ethereum still need to break above important resistance levels before a larger recovery can begin. For now, those longer-term targets remain tied to stronger market conditions and renewed buying interest.
Neither asset has confirmed a trend reversal yet. The XRP price is still trading under its decreasing long-term moving average despite an oversold reading of its RSI chart, while the same applies to the Ethereum price.
ChatGPT remains optimistic. The technologies of both networks keep advancing but their charts still require further confirmation of an end to the downtrend. For now, reaching the crucial levels of resistance remains the first step for both XRP and Ethereum.
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