Top Lending & Borrowing Protocol Tokens by Market Capitalisation

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralise them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilised for decentralised governance, revenue sharing, and incentivising protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 81,34
+0,16%
+3,69%
+12,66%
$ 1,26B
$ 11,46K
2
MORPHO
MORPHO
MORPHO
$ 1,7109
+0,22%
+0,02%
-10,92%
$ 861,17M
$ 60,99K
3
Olympus
Olympus
OHM
$ 15,81
+0,51%
-2,24%
-0,82%
$ 236,23M
$ 21,31K
4
Compound
Compound
COMP
$ 15,58
-0,06%
-6,79%
-13,89%
$ 154,79M
$ 6,66K
5
Maple Finance
Maple Finance
SYRUP
$ 0,12137
+0,08%
-3,55%
-11,13%
$ 142,98M
$ 590,70K
6
Kamino
Kamino
KMNO
$ 0,01881
-0,95%
-9,54%
-1,68%
$ 90,39M
$ 3,91M
7
Quantix Finance
Quantix Finance
QFI
$ 58,206
+0,34%
+1,43%
+5,28%
$ 58,25M
$ 5,30K
8
Spark
Spark
SPK
$ 0,01784
-1,76%
+3,71%
+4,56%
$ 50,08M
$ 3,67M
9
Venus
Venus
XVS
$ 2,5182
+0,10%
-4,83%
-6,93%
$ 40,90M
$ 23,39K
10
Zest Protocol
Zest Protocol
ZEST
$ 0,26163
-0,23%
-3,99%
+2,53%
$ 37,93M
$ 696,17K
11
deBridge
deBridge
DBR
$ 0,01523
0,00%
-1,49%
+7,82%
$ 29,20M
$ 3,60M
12
Dogelon Mars
Dogelon Mars
ELON
$ 0,00000002836
-0,28%
-3,86%
-11,59%
$ 28,11M
$ 2,83T
13
Yei Finance
Yei Finance
CLO
$ 0,21178
+0,16%
-2,49%
-1,85%
$ 27,35M
$ 5,03M
14
Euler Finance
Euler Finance
EUL
$ 0,9907
+0,21%
+1,24%
-3,88%
$ 23,48M
$ 86,90K
15
CoinDepo
CoinDepo
COINDEPO
$ 0,07897
-0,01%
+0,04%
+1,28%
$ 19,76M
$ 3,83M
16
Lista DAO
Lista DAO
LISTA
$ 0,04775
+0,89%
-6,23%
-9,42%
$ 19,46M
$ 1,21M
17
EVAA Protocol
EVAA Protocol
EVAA
$ 0,9072
+0,03%
+8,07%
+18,74%
$ 16,09M
$ 6,00M
18
Moonwell
Moonwell
WELL
$ 0,00330938
+0,25%
-2,00%
-9,96%
$ 15,05M
$ 3,57M
19
Dolomite
Dolomite
DOLO
$ 0,02281
0,00%
-4,06%
-6,90%
$ 10,01M
$ 2,92M
20
Abelian
Abelian
ABEL
$ 0,0819
-0,04%
-1,55%
-7,62%
$ 9,64M
$ 135,29K
21
BENQI
BENQI
QI
$ 0,00113655
-0,06%
-3,87%
-8,59%
$ 8,18M
$ 753,73K
22
NAVI Protocol
NAVI Protocol
NAVX
$ 0,006942
-0,28%
-0,75%
+2,55%
$ 5,62M
$ 9,38M
23
HyperLend
HyperLend
HPL
$ 0,01274476
+1,17%
+3,26%
-0,04%
$ 4,94M
$ 24,39K
24
Goldfinch
Goldfinch
GFI
$ 0,0491
+0,16%
-3,80%
-20,75%
$ 4,31M
$ 1,18M
25
Liqwid Finance
Liqwid Finance
LQ
$ 0,19316
+1,00%
+10,17%
+23,83%
$ 3,92M
$ 8,14K
26
Avalon
Avalon
AVL
$ 0,02399
-0,04%
-7,30%
-8,74%
$ 3,88M
$ 2,26M
27
Gearbox
Gearbox
GEAR
$ 0,00037871
+0,29%
-3,40%
-10,41%
$ 3,79M
$ 3,22K
28
Suilend
Suilend
SEND
$ 0,04996
+0,08%
-0,04%
+0,44%
$ 3,53M
$ 1,12M
29
Wise
Wise
WISE
$ 0,081414
+0,34%
-3,57%
-17,50%
$ 1,77M
$ 17,97K
30
Reservoir
Reservoir
DAM
$ 0,008487
+0,40%
-3,06%
-8,56%
$ 1,70M
$ 6,41M
31
Scallop
Scallop
SCA
$ 0,01
0,00%
-1,96%
-21,26%
$ 1,60M
$ 132,78K
32
Blend
Blend
BLND
$ 0,04443517
-0,02%
-0,92%
-7,14%
$ 1,57M
$ 716,97
33
MEZO
MEZO
MEZO
$ 0,014
-0,50%
-3,19%
-6,49%
$ 1,20M
$ 3,78M
34
Radiant Capital
Radiant Capital
RDNT
$ 0,00078198
-2,79%
+8,12%
+9,17%
$ 1,12M
$ 738,89K
35
TrueFi
TrueFi
TRU
$ 0,00085529
+0,90%
-2,70%
-3,98%
$ 1,08M
$ 59,66K
36
Hatom
Hatom
HTM
$ 0,01258826
+0,36%
-0,63%
-8,30%
$ 992,58K
$ 3,80K
37
Pixie Dust
Pixie Dust
DUST
$ 0,340986
+2,11%
-5,73%
-7,58%
$ 674,50K
$ 111,12K
38
DefiTuna
DefiTuna
TUNA
$ 0,00184264
+0,25%
-1,24%
+11,47%
$ 518,51K
$ 2,62K
39
Nostra
Nostra
NSTR
$ 0,00517958
+0,29%
-1,58%
-4,77%
$ 517,96K
$ 1,75K
40
Celsius Network
Celsius Network
CEL
$ 0,01081812
+3,30%
-2,83%
-7,80%
$ 386,26K
$ 651,15
41
dForce
dForce
DF
$ 0,00034505
+0,57%
-3,05%
-5,00%
$ 345,02K
$ 41,74
42
Notional Finance
Notional Finance
NOTE
$ 0,00621042
0,00%
-4,55%
-3,15%
$ 292,06K
$ 4,90
43
Seamless Protocol
Seamless Protocol
SEAM
$ 0,00642749
0,00%
-3,69%
-9,22%
$ 261,45K
$ 393,78
44
LO0P
LO0P
LO0P
$ 0,181665
+0,60%
-7,44%
-16,50%
$ 181,65K
$ 2,92K
45
Paystream
Paystream
PAYS
$ 0,04348063
-0,02%
+0,39%
-2,35%
$ 168,29K
$ 2,38K
46
Neptune
Neptune
NEPT
$ 0,03630878
+0,36%
-0,93%
-4,30%
$ 139,44K
$ 128,23
47
BendDAO
BendDAO
BEND
$ 2,414E-5
-0,04%
-8,98%
-19,59%
$ 99,11K
--
48
Pike Finance
Pike Finance
P
$ 0,00039904
0,00%
-0,36%
+0,19%
$ 91,81K
$ 56,72
49
Alpaca Finance
Alpaca Finance
ALPACA
$ 0,00051572
+1,68%
-4,07%
-14,99%
$ 78,22K
$ 1,77K
50
Silo Finance
Silo Finance
SILO
$ 0,00010691
0,00%
0,00%
-38,44%
$ 65,45K
$ 5,61K

Frequently Asked Questions

How do decentralised lending and borrowing protocols function without traditional banks?
Decentralised lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralisation in decentralised finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralisation requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilisation rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.