Top Lending & Borrowing Protocol Tokens by Market Capitalization

Lending and borrowing protocols are core DeFi applications that allow users to supply assets for yield or collateralize them for cryptocurrency loans. These permissionless networks use smart contracts to automate interest rates based on real-time supply and demand dynamics. Native tokens are generally utilized for decentralized governance, revenue sharing, and incentivizing protocol liquidity.

#
Coin
Price
Last 7 Days
Action
1
AaveToken
AaveToken
AAVE
$ 89,83
+0,16%
-1,85%
-0,74%
$ 1,38B
$ 2,29K
2
MORPHO
MORPHO
MORPHO
$ 1,9257
+0,10%
+0,01%
+2,19%
$ 968,70M
$ 35,39K
3
Olympus
Olympus
OHM
$ 18,72
0,00%
-0,00%
+0,27%
$ 279,59M
$ 90,76K
4
Maple Finance
Maple Finance
SYRUP
$ 0,15157
+0,07%
-0,09%
-1,41%
$ 180,78M
$ 381,26K
5
Compound
Compound
COMP
$ 16,55
-0,12%
-1,20%
-0,54%
$ 165,20M
$ 3,11K
6
Kamino
Kamino
KMNO
$ 0,01804
+0,33%
+1,12%
+0,22%
$ 87,34M
$ 3,59M
7
Quantix Finance
Quantix Finance
QFI
$ 57,381
+0,24%
+2,83%
-2,27%
$ 57,40M
$ 2,77K
8
Venus
Venus
XVS
$ 2,7463
-0,07%
-3,09%
+0,38%
$ 44,80M
$ 19,95K
9
Spark
Spark
SPK
$ 0,01459
+0,27%
-1,48%
-5,19%
$ 40,93M
$ 3,78M
10
Euler Finance
Euler Finance
EUL
$ 1,1963
+0,18%
+3,16%
-14,82%
$ 28,67M
$ 82,29K
11
deBridge
deBridge
DBR
$ 0,0147
-0,27%
+3,02%
+6,15%
$ 28,24M
$ 3,41M
12
CoinDepo
CoinDepo
COINDEPO
$ 0,11283
+0,46%
-0,51%
+2,10%
$ 28,12M
$ 3,54M
13
Dogelon Mars
Dogelon Mars
ELON
$ 0,00000002679
+0,04%
-1,65%
-5,46%
$ 26,79M
$ 2,93T
14
Lista DAO
Lista DAO
LISTA
$ 0,06381
-0,38%
-3,58%
+24,70%
$ 26,00M
$ 1,44M
15
Zest Protocol
Zest Protocol
ZEST
$ 0,17443
+0,75%
+10,77%
-23,55%
$ 25,73M
$ 794,37K
16
EVAA Protocol
EVAA Protocol
EVAA
$ 0,786
+0,82%
-7,85%
-5,80%
$ 14,23M
$ 195,11K
17
Moonwell
Moonwell
WELL
$ 0,00292976
+0,32%
-0,01%
-2,98%
$ 13,27M
$ 1,38M
18
Yei Finance
Yei Finance
CLO
$ 0,10026
+0,12%
-21,04%
-18,61%
$ 12,91M
$ 1,88M
19
Dolomite
Dolomite
DOLO
$ 0,02363
-0,08%
-4,91%
+11,74%
$ 10,43M
$ 3,08M
20
BENQI
BENQI
BENQI
$ 0,001318
+0,15%
-3,94%
+1,78%
$ 9,48M
$ 52,68M
21
Wise
Wise
WISE
$ 0,101905
+0,18%
-0,02%
-0,06%
$ 8,84M
$ 11,24K
22
Abelian
Abelian
ABEL
$ 0,06436
+0,20%
-0,68%
-4,30%
$ 7,58M
$ 184,06K
23
Xauras
Xauras
XRS
$ 0,02977954
0,00%
0,00%
-0,01%
$ 6,66M
$ 15,39K
24
NAVI Protocol
NAVI Protocol
NAVX
$ 0,007917
+1,86%
+2,74%
+0,76%
$ 6,53M
$ 7,10M
25
Suilend
Suilend
SEND
$ 0,05038
+0,04%
-0,00%
+0,51%
$ 3,71M
$ 818,43
26
Liqwid Finance
Liqwid Finance
LQ
$ 0,17271
+0,08%
-0,03%
-3,78%
$ 3,51M
$ 632,98
27
Gearbox
Gearbox
GEAR
$ 0,00033404
+0,21%
-0,02%
-6,01%
$ 3,34M
$ 147,37
28
HyperLend
HyperLend
HPL
$ 0,00957499
+0,01%
-0,04%
-19,13%
$ 3,20M
$ 8,45K
29
Avalon
Avalon
AVL
$ 0,01765
0,00%
-0,84%
+5,56%
$ 2,86M
$ 3,10M
30
Goldfinch
Goldfinch
GFI
$ 0,03145
-0,06%
+0,97%
+3,74%
$ 2,75M
$ 1,88M
31
Blend
Blend
BLND
$ 0,03848656
+0,19%
-0,06%
-7,86%
$ 2,58M
$ 14,98K
32
TrueFi
TrueFi
TRU
$ 0,00121992
-15,84%
+0,50%
+36,76%
$ 1,53M
$ 163,82K
33
Hatom
Hatom
HTM
$ 0,0157795
+0,24%
+0,02%
+0,37%
$ 1,28M
$ 661,67
34
Scallop
Scallop
SCA
$ 0,0061
0,00%
+6,90%
-15,07%
$ 995,04K
$ 702,84K
35
Reservoir
Reservoir
DAM
$ 0,00303582
0,00%
-0,01%
-15,52%
$ 797,04K
$ 3,96K
36
MEZO
MEZO
MEZO
$ 0,007667
+0,10%
-11,38%
-3,74%
$ 659,45K
$ 7,65M
37
Seamless Protocol
Seamless Protocol
SEAM
$ 0,0157454
0,00%
-0,00%
+11,85%
$ 640,61K
$ 34,68
38
Radiant Capital
Radiant Capital
RDNT
$ 0,0004092
+0,03%
-0,04%
-16,89%
$ 587,96K
$ 34,97K
39
Nostra
Nostra
NSTR
$ 0,00562914
+0,29%
+0,02%
+2,42%
$ 562,91K
$ 2,23K
40
Notional Finance
Notional Finance
NOTE
$ 0,00552276
0,00%
--
+2,25%
$ 539,28K
$ 14,99
41
LO0P
LO0P
LO0P
$ 0,494196
+0,53%
-0,22%
+15,99%
$ 494,12K
$ 39,85K
42
DefiTuna
DefiTuna
TUNA
$ 0,00150776
+0,20%
-0,00%
+1,07%
$ 424,43K
$ 78,11
43
Celsius Network
Celsius Network
CEL
$ 0,01136675
-0,01%
-0,02%
-1,05%
$ 406,00K
$ 993,34
44
Silo Finance
Silo Finance
SILO
$ 0,00061742
0,00%
--
-0,07%
$ 377,99K
$ 9,10
45
BendDAO
BendDAO
BEND
$ 2,902E-5
0,00%
0,00%
+2,94%
$ 119,56K
--
46
Pixie Dust
Pixie Dust
DUST
$ 0,03844728
0,00%
+0,23%
+15,62%
$ 108,97K
$ 10,14K
47
Paystream
Paystream
PAYS
$ 0,03035699
0,00%
0,00%
-0,02%
$ 97,25K
$ 0,01
48
Alpaca Finance
Alpaca Finance
ALPACA
$ 0,00061812
-0,11%
-0,02%
+6,29%
$ 93,77K
$ 696,54
49
Pike Finance
Pike Finance
P
$ 0,00037679
0,00%
0,00%
-0,26%
$ 86,69K
$ 20,16
50
dForce
dForce
DF
$ 8,611E-5
-0,02%
-0,90%
-14,41%
$ 86,10K
--

Frequently Asked Questions

How do decentralized lending and borrowing protocols function without traditional banks?
Decentralized lending protocols function via smart contracts that pool liquidity from depositors and automatically match them with borrowers, eliminating the need for banking intermediaries and credit checks.
What is over-collateralization in decentralized finance (DeFi) lending?
Because DeFi is largely anonymous, over-collateralization requires borrowers to deposit assets worth more than the value of the cryptocurrency they wish to borrow. This guarantees that lenders will always be repaid even if the borrower defaults.
How are interest rates determined on cryptocurrency lending protocols?
Interest rates on cryptocurrency lending protocols are determined algorithmically in real-time based on the utilization rate of the liquidity pool. High borrowing demand automatically triggers higher interest rates to attract more depositors.
What role do liquidation mechanisms play in securing DeFi borrowing platforms?
Liquidation mechanisms protect the protocol's solvency. If the value of a borrower's collateral drops below a specific threshold due to market volatility, smart contracts automatically sell the collateral to repay the debt and protect the lenders.

Disclaimer

The inclusion of digital assets in the Lending/Borrowing Protocols sector, along with the classification rules and market data, are sourced from independent third parties. Listing a token in this category does not constitute an endorsement, guarantee, or investment recommendation by MEXC. All content is for informational purposes only. Cryptocurrency prices are subject to market fluctuations; please conduct your own research (DYOR) and trade cautiously.