To transfer USDT or other crypto from Binance to MEXC, copy MEXC's deposit address for a network both platforms support, open Assets, Overview and Withdraw on Binance, paste the address, check theTo transfer USDT or other crypto from Binance to MEXC, copy MEXC's deposit address for a network both platforms support, open Assets, Overview and Withdraw on Binance, paste the address, check the

新手學院/新手指南/操作指南/How to Transfer USDT and Other Crypto From Binance to MEXC: Which Network Costs 0.01 USDT, and Which Costs 1.5?

How to Transfer USDT and Other Crypto From Binance to MEXC: Which Network Costs 0.01 USDT, and Which Costs 1.5?

作者：MEXC

Oct 16, 2026MEXC

16 分鐘

On September 7, 2026, Binance charged 0.01 USDT to send USDT on BNB Smart Chain and 1.5 USDT on Tron.

Key Takeaways

Binance's withdrawal form lets you choose the account to send from, and balances held in other Binance products have to come back to the Spot or Funding wallet first.
An internal transfer to another Binance account is free and instant, but it cannot reach MEXC, so every transfer in this guide is an on-chain withdrawal.
On September 7, 2026, Binance's fee page showed USDT withdrawals at 0.01 USDT on BNB Smart Chain and 1.5 USDT on Tron, a 150-fold difference for the same coin.
Changing the withdrawal whitelist can suspend Binance withdrawals for 24, 48 or 72 hours, and a password or 2FA reset locks them for 24 to 48 hours.
MEXC credits Bitcoin after 2 confirmations, Ethereum after 10 and USDT on ERC-20 after 96, and it does not serve the United States, the United Kingdom or the European Economic Area.
Binance suspended most EU services on July 1, 2026, but withdrawals stay open with no announced end date.

Why Do People Move Crypto From Binance to MEXC?

Three reasons come up more than any other, and only two of them apply to everyone.

The first is regulatory and affects the European Union.

Binance suspended most services for EU users on July 1, 2026, after withdrawing its MiCA licence application in Greece on June 24, and CoinDesk reported that it told EU users it would no longer provide services after failing to secure the licence.

New orders, deposits and sign-ups stopped, along with Earn, staking and Launchpool products, while withdrawals stay open with no announced end date, as set out in our explainer on Binance's July 1 suspension in the EU.

EU readers should note now that MEXC is not the answer for them, and the country section near the end explains why.

The second reason is cost.

Binance's fee page listed VIP 0 spot trading at 0.100% for makers and takers, and USDT-M futures at 0.0200% and 0.0500%, as of September 7, 2026.

MEXC's fee page lists spot at 0.0000% and 0.0500%, and the BTCUSDT perpetual at 0.000% and 0.020%, as of September 10, 2026.

The third is product fit, which is a matter of what you trade, and our MEXC vs Binance comparison goes through it line by line.

None of this is a solvency story, and it should not be read as one.

If withdrawals are already failing for you, that is a different situation, covered in our guide on how to move assets away from an exchange in distress.

Binance or Binance.US?

This guide follows Binance's global help center.

Binance.US is a separate platform for US customers with its own withdrawal guide, and its support page notes that a deposit has to be fully confirmed before it can be withdrawn, per the page retrieved September 7, 2026.

If your account is on Binance.US, use that site's instructions, and note that MEXC does not serve the United States in any case.

Where Is Your Money Parked on Binance?

Binance's withdrawal guide, updated September 18, 2026, has you choose the account to send from before you choose the asset.

Balances sitting in other products generally have to be moved back to the Spot or Funding wallet before the form can see them.

Check the available figure on the withdrawal form, because that number, not your total balance, is what can leave.

Then check the clocks.

What you did	What Binance says happens	How long
Modified the withdrawal whitelist	Withdrawals may be temporarily suspended	24, 48 or 72 hours
Disabled the whitelist while the whitelist withdrawal limit was on	Withdrawals are temporarily suspended	24, 48 or 72 hours
Added a new address with the whitelist withdrawal limit on	Withdrawals to that address wait	The period you selected
Reset a password or 2FA	Withdrawals are locked and the lock cannot be lifted early	24 to 48 hours

Data verified as of September 22, 2026 against Binance's official withdrawal settings article (last updated March 3, 2025), and as of September 7, 2026 against its security FAQ.

The whitelist withdrawal limit exists to stop a hacker who adds a new address from emptying the account, and Binance recommends keeping it on.

The practical consequence is simple: add MEXC's deposit address to your whitelist days before you plan to move, not on the day.

Binance also lets you save an address as a universal address, so one BEP20 address serves USDT and every other token on that network.

Before you start, our separate guide explains Binance's withdrawal limits and how long Binance withdrawals take.

Why Should You Set Up MEXC First?

The withdrawal form asks for an address before anything else, so the MEXC side has to exist first.

One thing before that: MEXC's User Agreement lists the United States and the United Kingdom as prohibited jurisdictions, and MEXC holds no MiCA authorisation for the European Economic Area.

If you live in one of those places, the receiving steps still show you what any destination should offer, and your destination should be a platform licensed to serve you.

On MEXC, go to Wallets, then Deposit, then On-Chain Deposit, choose the coin and the network, and copy the address, as set out in MEXC's guide on how to deposit crypto on the web.

Copy the memo as well if the deposit page shows one, which it does for TON and several other networks.

For USDT, MEXC has accepted deposits on the TON network since April 2024, alongside Tron, Ethereum, BNB Chain and Solana, and Binance offers USDT on all five, so the overlap is wide.

For a smaller token, compare the contract address on MEXC's deposit page with the one Binance shows, because MEXC's support guide says a token whose contract address differs from the one it supports is not credited.

What a Binance trader pays on MEXC

A withdrawal fee is paid once, and on the right network it is a cent.

A trading fee is paid on every fill, for as long as you stay.

The same orders for a year	Binance VIP 0, no BNB discount	MEXC standard schedule	Difference per year
Spot taker, $20,000 a month	$240 at 0.100%	$120 at 0.0500%	$120
Spot maker, $20,000 a month	$240 at 0.100%	$0 at 0.0000%	$240
BTCUSDT perpetual taker, $500,000 a month	$3,000 at 0.0500%	$1,200 at 0.020%	$1,800
BTCUSDT perpetual maker, $500,000 a month	$1,200 at 0.0200%	$0 at 0.000%	$1,200

Data verified against Binance's fee page as of September 7, 2026 and MEXC's fee page as of September 10, 2026; each figure is monthly volume multiplied by the rate and by 12.

A trader who rests limit orders is the one who gains most, because a maker order costs nothing on the MEXC schedule and 0.100% on Binance's.

The limits belong on the page.

Paying fees in BNB cuts Binance's spot rate to 0.075%, its VIP tiers go lower still, and its liquidity is the reason many traders stay.

MEXC futures rates are pair-specific, with standard-tier pairs at 0.010% for makers and 0.040% for takers, and orders sent through the MEXC API follow a separate futures schedule of 0.06% maker and 0.08% taker, which is above Binance's VIP 0 rates.

Our tracker of futures fee schedules across exchanges shows the wider field.

On reserves, MEXC publishes Proof of Reserves with Merkle tree verification, and our guide to exchanges that publish proof of reserves explains how to check any platform's claim.

If you live outside the United States, the United Kingdom, the European Economic Area and the other restricted jurisdictions, and the maker fee is why you are moving, open the MEXC account before you open Binance's withdrawal form.

What Is the Binance Transfer Fee?

There are two answers, because Binance's withdrawal form has two routes.

The Binance internal transfer fee is zero: Binance's help center says internal transfers between Binance accounts carry no transaction fee and are credited immediately.

That route only reaches another Binance account, it produces no TxID, and the network fee is charged only for withdrawals to non-Binance addresses.

A transfer to MEXC is therefore always the other route, an on-chain withdrawal with a fee that depends on the coin and the network.

This is what Binance's official fee page showed for USDT on September 7, 2026.

Network	USDT withdrawal fee on Binance	Minimum withdrawal
Tron (TRC20)	1.5 USDT	5 USDT
Ethereum (ERC20)	0.3 USDT	5 USDT
Solana	0.3 USDT	5 USDT
Arbitrum One	0.1 USDT	3 USDT
Polygon	0.07 USDT	5 USDT
BNB Smart Chain (BEP20)	0.01 USDT	3 USDT

Snapshot of Binance's official deposit and withdrawal fee page taken September 7, 2026; Binance states that fees vary with network conditions, so read the live figure in the withdrawal form before you send.

On the same date Binance charged 0.00002 BTC to withdraw Bitcoin on its main network, with a 0.0001 BTC minimum, and 0.00007 ETH to withdraw Ethereum on ERC20, with a 0.002 ETH minimum.

Binance's form also lets you choose how the fee is applied: Receive amount adds the fee on top so the recipient gets the figure you typed, while Withdrawal amount deducts it from what you send.

Use Receive amount when a destination has a minimum deposit to clear, and Withdrawal amount when you are emptying a balance.

For the receiving side of that sum on other platforms, see which exchanges charge the least to withdraw.

Which Network Should You Pick?

Pick from the overlap, then pick the cheapest.

List the networks MEXC accepts for your coin on its deposit page, list the networks Binance offers in the withdrawal form, and keep only the ones on both.

For USDT that overlap is wide, and the fee table above settles the choice on most days: BNB Smart Chain cost 0.01 USDT on September 7, 2026, against 1.5 USDT on Tron.

An earlier version of this guide recommended Tron as the best balance of speed and cost, and Binance's current schedule no longer supports that advice.

Speed on the MEXC side is a matter of confirmations: MEXC credits USDT on ERC-20 after 96 network confirmations, so Ethereum is rarely the quick route even when its fee is low.

Binance's own guide puts the rule bluntly: do not select the cheapest fee option, select the one that is compatible with the receiving platform, because a token sent on the wrong network is lost.

Binance also offers a check: when the form asks whether the receiving address supports the selected network, choose No, I'm not sure, pick the platform, and click Check.

Addresses beginning with 0x look identical on Ethereum, BNB Smart Chain, Polygon and Arbitrum, so the address itself will never warn you.

Our guide to USDT networks compared explains how the chains differ.

How to Transfer USDT from Binance to MEXC

USDT is the coin most people move, so it is the worked example, and every other coin follows the same six steps.

Step 1: Bring the balance to the Spot or Funding wallet.

Redeem or close whatever is holding it, and make sure no whitelist or security change is inside its lock period.

Step 2: Copy the deposit address from MEXC.

Wallets, then Deposit, then On-Chain Deposit, choose USDT and the network, and copy the address.

Step 3: Open Binance's withdrawal form.

Go to Assets, then Overview, then Withdraw, click Withdraw Asset, select USDT, choose Address as the destination and paste the MEXC address.

Binance selects the network from the address, and you must confirm it matches the one you chose on MEXC.

Step 4: Set the amount.

Enter the figure, watch the fee and the final amount appear, and choose Receive amount or Withdrawal amount as explained above.

Binance shows a safety pop-up the first time you withdraw to a new address and suggests sending a small amount first.

Step 5: Send the test, then confirm the balance.

Complete the verification with your passkey or 2FA, wait for the test to credit on MEXC, then repeat for the rest.

Step 6: Track it.

Binance's transaction history is under Orders, then Transaction History, and a TxID typically appears within 30 to 60 minutes, as verified for our Binance withdrawal guide in September 2026.

Ready to move, and eligible where you live?

What Happens on the MEXC Side?

Binance's part ends when the transaction is broadcast, and Binance's guide says confirmation time then depends on the blockchain and its traffic.

MEXC credits Bitcoin after 2 block confirmations, Ethereum after 10 and USDT on ERC-20 after 96 network confirmations, according to the MEXC deposit and withdrawal guide.

Progress shows under Wallets, then Funding History, then Deposit, where the TxID links to the block explorer.

If the chain shows success and MEXC shows nothing, MEXC's support guide points to a short list of causes.

Wrong network for the address you copied: submit an Uncredited Deposit Return Application, typically reviewed in 1 to 2 business days.
A missing or incorrect memo, for example on TON: the same application.
A token contract address that MEXC does not support: the deposit is not credited, so compare contract addresses first.
A transfer sent through a smart contract: it needs manual processing through the same application.

The full list is in MEXC's troubleshooting guide for deposits that are not credited.

MEXC's KYC FAQ lists daily withdrawal limits of 80 BTC at Primary verification and 200 BTC at Advanced, per the MEXC support page retrieved September 8, 2026, which answers whether you can get funds out again later.

Seven Things That Stall a Binance Withdrawal

Binance publishes most of these in advance, which makes them planning items rather than surprises.

A whitelist change started a clock.

Wait it out; the suspension is 24, 48 or 72 hours and Binance does not shorten it.

A password or 2FA reset locked withdrawals.

The lock runs 24 to 48 hours and cannot be lifted early, so make security changes a day ahead.

The address was flagged as suspicious.

Binance shows a Stop and Go Back prompt, and the right move is to re-copy the address from MEXC's deposit page.

The coin needs a memo.

Binance's guide says that for networks such as XRP or EOS the memo is mandatory, and MEXC needs one for TON, so copy it from the deposit page.

Withdrawals for that coin are suspended.

Binance suspends individual assets during wallet maintenance or network upgrades, and another network for the same coin may still be open.

You picked Binance User instead of Address.

That route only reaches Binance accounts, so switch to Address.

Someone offers to speed it up.

The FBI has warned about scammers who impersonate cryptocurrency exchange employees, and no support agent needs your password, your codes or your recovery phrase.

Do You Owe Tax When You Move Crypto Between Exchanges?

In the United Kingdom, HMRC's manual states that there is no disposal when you keep beneficial ownership, as when you move tokens between addresses you control.

The IRS's virtual currency FAQs take the same view of a transfer between wallets or accounts that both belong to you.

Rules differ elsewhere, and this is not tax advice.

The practical step is the same everywhere: export your Binance transaction history before the account is empty, and keep each TxID with it.

For a move between any pair of platforms, our complete exchange migration guide covers the same checks.

Can You Do This From Your Country?

European Economic Area.

Binance's withdrawals for EU users remain open with no announced end date, and as of August 18, 2026 Binance held no MiCA authorisation.

MEXC is not the destination for you: it does not hold a MiCA authorisation and appears on ESMA's register of non-compliant entities following a decision by the Dutch AFM in September 2025.

MEXC is also leaving the Netherlands, with offboarding running to October 31, 2026 and final offboarding on November 16, 2026.

The steps in this guide still work, and the destination should be a MiCA-authorised provider.

United States.

MEXC's User Agreement lists the United States as a prohibited jurisdiction, and Binance.US customers should use a platform licensed in their state.

United Kingdom.

MEXC's User Agreement lists the United Kingdom as a prohibited jurisdiction, so UK readers should look to firms authorised by the Financial Conduct Authority.

Japan.

Japan does not appear among the prohibited jurisdictions in MEXC's User Agreement, but the MEXC apps cannot be downloaded from Japanese iOS or Android stores, per MEXC's own restricted regions article.

MEXC appears on the Financial Services Agency's list of unregistered operators, with entries in March 2023 and November 2024.

The MEXC View

We run MEXC, so we gain when you complete this transfer, and you should weigh the page with that in mind.

Binance's withdrawal form is the most careful one we have written about: it selects the network from the address, offers a Check tool for the receiving platform, warns on a first send to a new address, and lets you choose whether the fee comes off the top.

Its whitelist withdrawal limit is the kind of feature we would tell anyone to switch on, and its liquidity is a real reason to keep an account there.

Its VIP 0 futures rates are below our API schedule, so a bot trader gains nothing on fees by moving.

Our case is two numbers you can check today: a maker order that costs 0.100% on Binance costs nothing on our standard spot schedule, and the BNB Smart Chain route between the two platforms cost 0.01 USDT on the date we checked.

How we weigh claims like these is set out in our methodology for reviewing exchanges.

To see how both platforms rank against the wider market, read our guide to the best crypto exchanges in 2026.

Frequently Asked Questions

How do I transfer USDT from Binance to MEXC?

Copy MEXC's USDT deposit address for a network both platforms support, then use Assets, Overview and Withdraw on Binance with Address as the destination.

Confirm the network matches, send a small test, then the balance.

What is the Binance transfer fee?

An internal transfer to another Binance account is free.

A withdrawal to MEXC carries a per-network fee, which for USDT ran from 0.01 to 1.5 USDT on September 7, 2026.

Is a Binance internal transfer free?

Yes, Binance charges no fee and credits it immediately.

It only works when the recipient address belongs to a Binance account, and it produces no TxID.

Which network is cheapest from Binance to MEXC?

For USDT, BNB Smart Chain cost 0.01 USDT on September 7, 2026, against 1.5 USDT on Tron.

Check the live figure in the form and MEXC's deposit page before you send.

How long does a Binance withdrawal take?

Binance says confirmation time depends on the blockchain and its traffic, and a TxID typically appears within 30 to 60 minutes.

MEXC then applies its own confirmation count for the network.

Why is my Binance withdrawal suspended?

A whitelist change can suspend withdrawals for 24, 48 or 72 hours, and a password or 2FA reset locks them for 24 to 48 hours.

Neither lock can be lifted early.

Can EU users still withdraw from Binance?

Yes, withdrawals stayed open after the July 1, 2026 suspension with no announced end date.

EU readers should move to a MiCA-authorised provider, which MEXC is not.

Can I transfer from Binance.US to MEXC?

Binance.US is a separate platform with its own withdrawal guide.

MEXC lists the United States as a prohibited jurisdiction, so US residents should use a platform licensed in their state.

Do I have to sell my crypto to move it off Binance?

No, an on-chain withdrawal moves the same coin to your MEXC account.

Export your Binance transaction history before you finish, because your cost basis lives there.

Risk and Compliance

On-chain transfers are irreversible, and funds sent to a wrong address, an unsupported network or an unsupported contract may be permanently unrecoverable.

Futures and perpetual contracts use leverage, and losses can exceed anything a lower fee returns.

Fees, limits, supported networks and regional availability change without notice, so confirm every figure inside the platform at the time you transfer.

Check whether a platform serves your jurisdiction before opening an account, and do not use tools to bypass geographic restrictions.

This article is for information only and is not investment, legal or tax advice.

If you are still weighing where to go, our roundup of Binance alternatives compared and our wider list of crypto exchange alternatives for 2026 set the options side by side.

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